Rates & Terms for Rhode Island Residents
Governing Law:
The loan agreement will be governed by the applicable laws.
Questions or complaints should be directed to your state's regulatory agency.
Complaints and Customer Service
If you have questions or complaints, please contact a Customer Service Representative
at 1-800-351-8820. We will be happy to assist you.
Maximum Loan Amount
The maximum loan amount for Rhode Island residents will be $600.00.
Loan Terms
The cost of your cash advance payday loan is dependant on various factors. Cash
advance loans are designed for emergency situations when you are short of cash and
need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone
reconnection and deposits are just some of the urgent cash needs that you may experience.
Your fees are less than the cost of not having the cash you need when you need it
- overdraft fees, bounced check charges, taxes, even losing your job because you
can't get to work! Actual fees are determined based on the information you provide
when you submit your loan application.
Your cash can be in your bank account the very next business day and you don't repay
until your next paycheck.
- Your loan will be due on your next payday that falls between 8 to 30 days away.
- If you are paid by paper check, we will give you a grace period of 1 day to deposit
your check.
- If you are paid monthly, your loan will be due on your next payday that falls between
8 to 30 days away.
- If your paydates fall outside of these ranges, your loan will be due in 14 days.
- Maximum loan amount is $600.
Extensions
In order to pay advance in full or pay a portion of the principal balance, you must
schedule your payment after logging in to your Member Account. If
you need assistance, please contact a Customer Service Representative at 1-800-351-8820
7am to 4pm MST.
To be processed, all pay down and pay out requests, must be submitted and be received
3 business days prior to your scheduled repayment date. An Extension or Deferral
Fee, in the same amount as the original Cash Advance Fee, will be assessed and withdrawn
from your account on the scheduled repayment date.
Fees and Charges
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Loan
Days Outstanding
Days
Fees:
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APR:
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